1 You can earn rewards points of 1% of all eligible purchases. If you elect to redeem points as cash deposited into your SoFi Money® account, for shares in your SoFi Invest® account, or as payments to a SoFi Student or Personal Loan, then SoFi will match the value with an additional 1% in cash, so you will receive a total of 2% cash back. For more details, please see SoFi.com/card/rewards. Brokerage and Active investing products offered through SoFi Securities LLC, member FINRA/SIPC.
2 See Pricing Terms & Conditions on the reserve side. Lower your APR: Once a customer makes 12 on-time payments, of at least the minimum payment due, on the SoFi Credit Card, SoFi will reduce the APR by 1% for so long as you continue to make such payments. www.sofi.com/card/terms